Salutem International Medical Fund
About
About Salutem

Be Well Placed!

Salutem International Medical Fund is a society registered with the Ministry of Health and Child Care in terms of the Medical Services Act Ch 15:13. The fund is administered by Tres Groupe International and has led the market in embracing Real Time Claims Processing & Settlement model based on a Visa and Zimswitch enabled transactional medical aid card. Claims are processed in real time and paid instantly ensuring universal card acceptability, transparency, convenience and elimination of out-of-pocket expenditures.

Best Medical Fund

Salutem is the best medical fund, trusted by members for reliability, innovation, and care, redefining healthcare financing with instant claims, modern solutions, and a commitment to inclusivity, affordability, excellence, and more.

2+ Years Of Experience in Medical Aid
Welcome

Message

“At Salutem, innovation drives care, efficiency, and member empowerment.”Mr. Ruka Nyoka, MD

We are founded on the power of technology to transform healthcare. By leveraging the latest advancements, we aim to provide real-time support and seamless access to medical services, making healthcare more efficient and effective.

Vision

To provide global access to healthcare through innovative funding solutions.

Values

Simplicity
Revolutionary

Mission

Simply convenient Healthcare
Access

Why?
Why Choose Us

Its Medical Aid, Just Convenient!

Choose Salutem because we go beyond ordinary medical aid, bringing global access to healthcare through our trusted CareNet network and worldwide partnerships, supported by our ZimSwitch and Visa-enabled card for seamless transactions anywhere. We empower members with telemedicine consultations that connect you to doctors from the comfort of your home, and our revolutionary real-time claims processing system ensures payments are settled instantly, eliminating long waits and uncertainty. Beyond healthcare, we offer micro-loans under our Afripolitan and MediMatePlus packages to support education, wellness, and financial resilience, proving that Salutem is more than a fund — it is your partner for health, innovation, and life’s future needs.

 100% card acceptability and access to comprehensive private healthcare in and out of Zimbabwe on demand. Served as a cash patient.

 Instant payment to service providers, eliminating shortfalls and co-payments related to forward pricing & currency depreciation in the market

 To alleviate liquidity constraints arising out of daily challenges and emergencies. Available on the mobile application and processed instantly and in real time.

Account access on demand and in real time through the
corporate dashboard. Dashboard includes productivity and account monitoring and reporting frameworks in real time.
Claims Ratios, Productivity Downtime Ratios, Sick Time Utilisation and Sick Leave Forecast

Members may opt to take full control of their healthcare and process their own claims on the mobile application, WhatsApp Chatbot or through USSD. Plus, Consolidation and digitization of member health data to eliminate fragmented health data to optimize processes and develop better therapies and patient care

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Best Medical & Health Care Near Your City

We have Multiple years of experience in Medical Funds Administration.

Technical Partners